Comprehensive Calculator Guide
This calculator adds up what you pay each month for apps, streaming, games, cloud storage and gyms, and shows the cost per year and over five years, plus how much goes on subscriptions you don’t use. SAR 250 a month is SAR 3,000 a year and 15,000 over five years; if 80 of it is forgotten subscriptions, that’s SAR 960 wasted every year.
Why they pile up and how to review them
A monthly charge is small and renews without a fresh decision, so free trials and one-off sign-ups quietly accumulate. Multiplying by 12 or 60 shows their real size.
Check three months of card statements for repeating charges and your phone’s app-store subscriptions. Cancel what you don’t use; for the rest, consider yearly or family plans.
How to Use
- Enter your total monthly subscriptions.
- Enter the part you don’t really use (optional).
- Press “Work out the cost” to see the yearly and five-year cost and the waste.
Formula Used
Yearly cost = monthly total × 12 | Yearly waste = unused × 12
Practical Examples
- Example 1
- SAR 250 a month, 80 unused: 3,000 a year, 960 wasted (32%).
- Example 2
- SAR 120 a month: 1,440 a year, 7,200 over five years.
Important Tips
- Set a reminder the day before any free trial ends.
Common Mistakes to Avoid
- Forgetting yearly subscriptions; divide them by 12 and add them in.
Frequently Asked Questions
- How much do I spend on subscriptions a year?
- Your monthly total × 12.
- How do I find my phone subscriptions?
- In your app-store account settings and on your card statement.
- Are yearly plans cheaper?
- Usually, if you’ll use the service all year.